Open Enrollment 2026 - Life with Long Term Care Enrollment Begins Monday, June 15th!
Open Enrollment for Voluntary Universal Life with Long Term Care with Trustmark begins Monday, June 15th and ends Friday, June 26th. Schedule an appointment with a Benefits Counselor to review your options for this important benefit.
Universal Life with Long Term Care is only available to active employees participating in a BSSP medical, dental, vision, and/or life insurance plan.
Open Enrollment for all other benefits is happening now and ends Wednesday, July 15, 2026 at 3:00pm. Take this time to review your benefits and learn more!
All benefit elections are effective October 1, 2026.
This is the annual opportunity for active employees, existing retirees and COBRA beneficiaries to:
- Enroll in benefits or make changes to existing coverage
- Add or remove eligible dependents
- Review benefit options and costs for the new plan year
If you plan to resign or retire by September 30, 2026, contact your district’s Human Resources/Benefits office for information about your eligibility for and the cost of post-employment medical, dental and vision benefits through BSSP.
Please review all available materials carefully and submit your elections through the MyHealthBenefits portal by Wednesday, July 15, 2026. Elections not completed by the deadline will default to current coverage.
If you have questions or need support, contact bssp@bsspjpa.org.
Explore the BSSP Benefits Bookshelf to find the Open Enrollment details!
- Open Enrollment Update Announcement
- Medical, Dental and Vision Plan Menus
- 2026 Benefits Guidebook
- Claims Payment Comparison
- Whom Do I Call?
- Easy Guide to Understanding HDHP - HSAs
- Annual Legal Notices
👉BSSP Benefits Bookshelf for Active Employees
👉BSSP Benefits Bookshelf for Retirees
If you change your medical plan, the amount accumulated towards your benefit limits or maximums as of September 30 may carry over to your new benefit effective October 1.
When you move from a non-HSA plan to another non-HSA plan (i.e. 80% M $40 to 80% J $30) OR an HSA/MEC plan to another HSA/MEC plan (i.e. HSA 5000 to MEC 9000)...
The amounts accumulated toward your medical and prescription deductibles and out of pocket maximums through September 30 WILL be applied to your elected benefit as of October 1.
When you move from an HSA plan to a non-HSA plan (i.e. HSA 5000 to 80% J $30)...
The amount accumulated toward your deductible and out-of-pocket maximums for medical claims incurred through September 30 WILL be applied to your elected benefit as of October 1. Prescription claims are not eligible to transfer. Depending on your accumulator totals, you may or may not have any additional deductible and/or out-of-pocket amount to meet as of October 1. Your limits will reset on January 1 when the annual plan limit cycle begins.
When you move from a non-HSA plan to an HSA plan (i.e. 80% J $30 to HSA 5000)...
The amounts accumulated toward your deductible and out-of-pocket maximums through September 30 WILL NOT be applied to your elected benefit as of October 1, in accordance with IRS regulations. Your HSA plan deductible and out-of-pocket limits will reset to $0 on October 1 and again on January 1 when the annual plan limit cycle begins.
Plan Election Cyle
Plan elections are effective October 1 through September 30. When you change your medical benefit, the amounts accumulated towards your benefit limits or maximums as of September 30 may carry over to your new benefit effective October 1.
Plan Limit Cycles (Deductibles & Out-of-Pocket Maximums)
Plan deductibles and out-of-pocket limits accumulate on a calendar year basis, from January 1 through December 31.
4th Quarter Carryover (non-HSA plans, only)
Covered charges incurred in, and applied toward, the deductible in October, November, and December will be applied toward the deductible in the next calendar year. This includes amounts paid towards the prescription deductible.
4th Quarter Carryover DOES NOT apply to charges incurred in, and applied toward, coinsurance.
