BSSP's fully-insured life insurance coverage is purchased from The Hartford.  ​

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Basic Life and AD&D

Voluntary Life and AD&D

Basic Life Insurance pays your beneficiary a lump sum payment if you die. AD&D provides another layer of benefits to either you or your beneficiary if you suffer from loss of a limb, speech, sight, or hearing, or if you die in an accident. Coverage for eligible employees of participating districts is provided by The Hartford. The cost of coverage is paid in full by the district.

Basic Life and AD&D $10,000 or $50,000*

​​​Contact your district Human Resources/Benefits representative for information regarding your district/bargaining unit's participation in the BSSP Life Insurance program.

*Butte College, Gridley and Palermo employees may contact BSSP to request a copy of the coverage document.

The Hartford Value-Added Services

• Travel Assistance and ID Theft Protection Services through International Medical Group  Call 800-243-6108 or 202-828-5885 (outside the US) or email assist@imglobal.com for travel assistance.  
• Counseling services through Beneficiary Assist
• Beneficiary designation guidance services
• Estate planning resources through EstateGuidance 
• ​Funeral planning assistance
• Portability and Conversion options
• Waiver of Premium (Employee Life or Spouse/Dependent Life) options

Filing a claim

You can reach Claims Customer Service at 888-563-1124​ and download the claim form here.

​Voluntary Life and AD&D Insurance allows you to purchase additional insurance to protect your family's financial security if you suffer from loss of a limb, speech, sight or hearing, or if you die.  Coverage for eligible employees of participating districts is provided by The Hartford.
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Employee Voluntary Life and AD&D

• Increments of $10,000 up to $300,000
• Guarantee issue of $100,000 for newly eligible employees. Guarantee issue of $10,000 available for existing employees during annual enrollment period.
• Amounts requested above the Guarantee Issue limits are subject to medical underwriting by The Hartford.  Evidence of Insurability Form required.

Spouse Voluntary Life and AD&D

• Increments of $5,000 up to max of $100,000 or 100% of employee's total coverage.
• Guarantee issue of $30,000 for newly eligible spouses. Guarantee issue of $5,000 available for existing spouses during annual enrollment period.
• Amounts requested above the Guarantee Issue limits are subject to medical underwriting by The Hartford.  Evidence of Insurability Form required.
• Requires purchase of Employee Voluntary Life benefit.

Child(ren) Voluntary Life and AD&D

• $5,000 for each child up to age 26 ($500 if child is less than 6 months).
• Requires purchase of Employee Voluntary Life benefit.

Contact your district Human Resources/Benefits representative for information regarding your district/bargaining unit's participation in the BSSP Life Insurance program.