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Open Enrollment 2024

Butte Schools Annual Enrollment 2024 - 2025

Open Enrollment is happening now and ends July 11, 2024 at 3:00pm.

All benefit elections are effective October 1, 2024.

This opportunity applies to those members who will be an active employee after September 30, 2024, who have previously retired, or who are on COBRA. 

If you plan to resign or retire by September 30, 2024, contact your district’s Human Resources/Benefits office for information about your eligibility for and the cost of post-employment medical, dental and vision benefits through BSSP.  

Making Your Plan Elections 
MyHealthBenefits Portal

The following benefit elections will be made in the MyHealthBenefits portal. 

  • Medical
  • Dental
  • Vision
  • The Hartford Voluntary Supplemental Life Insurance (if applicable to your bargaining unit)
  • MASA Ambulance Reimbursement Coverage
Pets Best Pet Insurance
  • Active employees and retirees enrolled in a BSSP medical, dental, vision and/or life insurance plan will have the opportunity to purchase voluntary Pets Best pet insurance through Pets Best. 
  • Enrollment must be completed online at www.petsbest.com/bssppets or by calling 888-984-8700.
American Fidelity

ATTENTION: If you are an employee of one of the following districts you have alternative voluntary benefit options. Contact your employer for additional information.

  • Bangor Union
  • Butte College
  • OUHSD
  • Palermo Union
  • Paradise USD

You must schedule an appointment to elect the following voluntary benefits:

  • Healthcare FSA (Prior plan year election DOES NOT rollover)
  • Dependent Care Account (Prior plan year election DOES NOT rollover)
  • Pre-tax election of your payroll deduction for medical, dental or vision premiums (This is required of all new employees who did not meet with American Fidelity upon hire)
  • NEW Health Savings Account (HSA)
  • Other voluntary benefits such as Disability, Critical Illness, Cancer, Accident-Only, Hospital Indemnity, or Life Insurance

Go to americanfidelity.com/BSSP, visit the MyHealthBenefits portal, or call 800-365-8306 to schedule an American Fidelity appointment.

Making Dependent Changes 

You may add or drop qualified dependents under your coverage during this Open Enrollment period by completing the Membership Change Form and indicating the change in your secure MyHealthBenefits portal. 

When adding dependents, you will also need to submit required dependent documentation, along with the Membership Change Form, to your employer’s Human Resources/Benefits office by July 11th at 3:00pm. See page 2 of the Membership Change Form for a list of acceptable documents.

What's New October 1st? 

Medical

  • Rate increases on Anthem plans vary from 3.6% – 6.8% for an average increase of 4.4%.
  • Anthem and Kaiser HSA $3000 plans are changing to $3400. The Individual deductible is increasing to $3,400 and Family to $6,800. The annual out-of-pocket maximum for Individuals is increasing to $6,000 and Family to $12,000.
  • New maintenance medications require 3 30-day fills before a 90-day fill will be allowed.

Dental

  • Dental plan benefits and rates remain the same.
  • BSSP and our benefits consultants continue to actively monitor the Delta Dental network issues in our area and across the state. We are continuing to evaluate other carrier options, but at this time, Delta Dental still provides the largest network of providers based on review of other carrier networks against our membership’s provider utilization.The good news…BSSP’s dental plans provide coverage for non-network providers so you can continue to receive treatment from your dentist.The not-so-good-news…you may have an additional financial responsibility when receiving services from an out-of-network provider. Here are some things to consider:
    • Out-of-network dentists may bill the difference between their usual fee and Delta Dental’s contracted rate — a process known as “balance billing.”
    • Out-of-network dentists may also require you to pay the full cost of treatment up front. You can then submit your claim for reimbursement using the Dental Claim Form.

Vision

  • The following enhancements have been added:
    • Plans 4 and 8 – Contact Lens allowance increased from $150 to $250.
    • Premium and Custom Progressive lens enhancements will be capped at a $40 member copayment.
  • Vision plan rates increase an average of $6 across all plans.
Where is Help Available? 

BSSP

  • Schedule a 30-minute one-on-one Open Enrollment benefits review with BSSP to review the Plan Cost Estimator and to answer any questions. Appointments are available in person at our Chico and Oroville locations as well as virtually.
  • Join the final live virtual BSSP Annual Enrollment Presentation on Monday, June 17th at 11:00am

American Fidelity

ATTENTION: If you are an employee of one of the following districts you have alternative voluntary benefit options. Contact your employer for additional information.

  • Bangor Union
  • Butte College
  • OUHSD
  • Palermo Union
  • Paradise USD

In addition to voluntary benefits enrollment, American Fidelity can assist with your benefits questions. Go to americanfidelity.com/BSSP, visit the MyHealthBenefits portal, or call 800-365-8306 to schedule an American Fidelity appointment.

 

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